Eligibility Requirements

Income Limit
Up to 150% of Federal Poverty Level (about $22,590/year for individuals in 2026). Resource limits also apply.
Insurance Requirements
Must be enrolled in Medicare Part A and/or Part B. Helps pay Part D premiums, deductibles, and copays.

Covered Medications

The following medications are covered by Medicare Extra Help (LIS):

All Medicare Part D covered medications

How to Apply

Application Steps
  1. Speak with your healthcare provider about Medicare Extra Help (LIS). Your doctor, nurse, or social worker can help determine if you qualify.
  2. Gather required documents: proof of income (tax return, pay stubs, or Social Security statement), valid prescription, and proof of U.S. residency.
  3. Submit your application online or by mail. Visit the program website below or call the program hotline for assistance.
  4. Wait for approval (typically 2 to 6 weeks). Once approved, medications will be shipped to your provider's office or a designated pharmacy.
Apply at Medicare Extra Help (LIS) →

Check If You Qualify

Use our free Assistance Finder tool to check eligibility for Medicare Extra Help (LIS) and other programs that may help reduce your medication costs.

Open Assistance Finder
Compare Prices
Find the cheapest pharmacy for All Medicare Part D covered medications
Compare pharmacy prices near you on RxGrab
Natural Alternatives
Supplement alternatives for All Medicare Part D covered medications
Explore evidence-based options on Health Britannica

Frequently Asked Questions

Who qualifies for Medicare Extra Help?

Medicare beneficiaries with annual income below 150% of the Federal Poverty Level (about $22,590 for individuals in 2026) and limited resources (under $17,220 for individuals) may qualify. Married couples have higher limits.

How much can I save with Medicare Extra Help?

Extra Help can save an average of $5,000 or more per year. It pays Part D premiums, eliminates or reduces deductibles, and lowers copays to $0 for full-benefit recipients or $4.50-11.20 per prescription for partial-benefit recipients.

How do I apply for Medicare Extra Help?

Apply online at ssa.gov, call Social Security at 1-800-772-1213, or visit your local Social Security office. You can also apply through your State Health Insurance Assistance Program (SHIP). Many people who qualify never apply.

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